What is the primary purpose of placing a caveat on a property's title?

• A. To verify ownership
• B. To update title records
• C. To remove restrictions
• D. To freeze the title

Answer: (D)

A caveat is a notice registered against the title to protect someone’s interest in the property. It doesn’t prove who owns the land; instead, it serves as a warning to others and, importantly, restricts or delays dealings with the title—such as transfers or mortgages—until the claim or interest behind the caveat is addressed. In practical terms, it “freezes” the ability to freely deal with the title to prevent losing the claimant’s rights before matters are resolved. The other options don’t fit because a caveat isn’t about verifying ownership, updating title records, or removing restrictions; it’s about creating a hold on dealings to protect an asserted interest.