What is a building scheme?

• A. A single restrictive covenant for a single lot
• B. A group of restrictive covenants to maintain uniformity
• C. A plan for building a commercial complex only
• D. A zoning bylaw

Answer: (B)

A building scheme is a coordinated set of restrictive covenants registered on the title of all lots in a subdivision to preserve a uniform appearance and use. It binds current and future owners and runs with the land, so every owner must follow the same design rules—such as architectural style, building envelopes, setbacks, materials, and landscaping. This makes sense as a whole because it prevents one lot from breaking the look and feel of the development, protecting property values over time.

It’s not just one covenant on a single lot, and it isn’t limited to a commercial project. Nor is it a zoning bylaw, which is municipal regulation, not a private agreement attached to the land.