Which item is NOT listed as part of fiduciary duty?

• A. Utmost duty of care
• B. Relationship is confidential
• C. Independent advice
• D. Full disclosure

Answer: (C)

Fiduciary duties are the obligations a licensee owes to their client, requiring loyalty, care, and candor in handling the client’s interests. Among the common duties, utmost care reflects the high level of diligence and skill expected in representing the client. Confidentiality means keeping the client’s information private and not using it to the client’s disadvantage. Full disclosure requires the licensee to reveal all known material facts that could affect the client’s decisions.

Independent advice, while certainly a valued quality in a professional, is not typically listed as a fiduciary duty. The core fiduciary obligations center on acting in the client’s best interests with loyalty and honesty, rather than a formal requirement to provide “independent” advice. In practice, a licensee must avoid conflicts and disclose relevant information, but independence itself isn’t an explicit fiduciary duty.