Which enforcement option involves examining the judgment debtor's assets?

• A. Examination of the judgement debtor
• B. Writ of execution
• C. Remedies against the land
• D. Garnishing wages

Answer: (A)

Asset discovery through a debtor examination is the process used to uncover what assets a judgment debtor actually has so the creditor can plan how to satisfy the judgment. In this step, the debtor is ordered to appear and disclose income, bank accounts, properties, debts, and other financial information, usually under oath. This helps identify where funds or assets might be located and ready for enforcement, making it a crucial precursor to any seizure or collection action. The other options involve active enforcement once assets are known: a writ of execution attaches or seizes property, remedies against the land target real property, and garnishing wages requires the employer to withhold part of earnings. Without first identifying assets, these remedies wouldn’t be directed effectively.